body {font-family: 'Arial', sans-serif; line-height: 1.6; color:#0a1f44; }

/* ================================
   ABOUT INTRO SECTION
================================ */

.section-gap {
  padding: 80px 0;
}

.section-title {
  font-size: 2.5rem;
  font-weight: 700;
  margin-bottom: 10px;
}

.section-subtitle {
  font-size: 1.2rem;
  font-style: italic;
  color: #555;
}

.section-underline {
  width: 60px;
  height: 4px;
  background-color: #FFDF00;
  margin: 20px auto;
  border-radius: 2px;
}

.about-intro p {
  max-width: 800px;
  margin: 0 auto 20px;
  font-size: 1.1rem;
  line-height: 1.7;
  color: #444;
}


/* ================================
   LARGE SCREENS (4K / Large Desktop)
================================ */
@media (min-width: 1400px) {

  .section-gap {
    padding: 100px 0;
  }

  .section-title {
    font-size: 2.8rem;
  }

  .about-intro p {
    font-size: 1.15rem;
    max-width: 900px;
  }
}


/* ================================
   LAPTOPS
================================ */
@media (max-width: 1200px) {

  .section-title {
    font-size: 2.3rem;
  }

  .about-intro p {
    font-size: 1.05rem;
  }

}


/* ================================
   TABLETS
================================ */
@media (max-width: 992px) {

  .section-gap {
    padding: 70px 0;
  }

  .section-title {
    font-size: 2.1rem;
  }

  .section-subtitle {
    font-size: 1.1rem;
  }

  .about-intro p {
    font-size: 1rem;
    max-width: 680px;
  }

}


/* ================================
   MOBILE DEVICES
================================ */
@media (max-width: 768px) {

  .section-gap {
    padding: 60px 15px;
  }

  .section-title {
    font-size: 1.8rem;
  }

  .section-subtitle {
    font-size: 1rem;
  }

  .about-intro p {
    font-size: 0.95rem;
    max-width: 100%;
  }

  .section-underline {
    width: 50px;
    margin: 15px auto;
  }

}


/* ================================
   SMALL MOBILE
================================ */
@media (max-width: 480px) {

  .section-gap {
    padding: 50px 12px;
  }

  .section-title {
    font-size: 1.6rem;
  }

  .section-subtitle {
    font-size: 0.95rem;
  }

  .about-intro p {
    font-size: 0.9rem;
    line-height: 1.6;
  }

  .section-underline {
    width: 45px;
  }

}

.values-wrapper { display: flex; flex-wrap: wrap; gap: 30px; justify-content: center; }

.value-card { background: #e1ecff; border-radius: 12px; padding: 25px; text-align: center; flex: 1 1 220px; box-shadow: 0 5px 15px rgba(0,0,0,0.05); transition: transform 0.3s; }

.value-card:hover { transform: translateY(-5px); }

.value-card i { font-size: 2rem; color: #FFDF00; margin-bottom: 15px; }

/* ===============================
LARGE DESKTOP (4 CARDS)
=============================== */

@media (min-width: 1200px) {

  .values-wrapper {
    justify-content: center;
  }

  .value-card {
    flex: 1 1 250px;
    max-width: 100%;
  }

}


/* ===============================
LAPTOPS
=============================== */

@media (max-width: 1199px) {

  .value-card {
    flex: 1 1 240px;
    max-width: 100%;
  }

}



/* ===============================
TABLETS
=============================== */

@media (max-width: 992px) {

  .section-gap {
    padding: 70px 0;
  }

  .values-wrapper {
    gap: 20px;
  }

  .value-card {
    flex: 1 1 45%;
    max-width: 100%;
  }

}


/* ===============================
MOBILE
=============================== */

@media (max-width: 768px) {

  .section-gap {
    padding: 60px 15px;
  }

  .value-card {
    flex: 1 1 100%;
    max-width: 100%;
    padding: 22px;
  }

}


/* ===============================
SMALL MOBILE
=============================== */

@media (max-width: 480px) {

  .value-card {
    padding: 20px;
  }

  .value-card i {
    font-size: 1.7rem;
  }

  .value-card p {
    font-size: 0.9rem;
  }

}

/* Timeline wrapper */
  .timeline-wrapper {
    position: relative;
    padding-left: 40px;
  }
  
  .bg{
  background: #e1ecff;
}

  /* Static vertical line */
  .timeline-line {
    position: absolute;
    left: 20px;
    top: 0;
    width: 4px;
    height: 100%;
    background: #ddd;
    border-radius: 2px;
  }

  /* Animated line */
  .timeline-progress {
    position: absolute;
    left: 20px;
    top: 0;
    width: 4px;
    height: 0;
    background: #FFDF00;
    border-radius: 2px;
    transition: height 6s ease-in-out; /* SLOWER animation */
  }

  .timeline-step {
    position: relative;
    margin-bottom: 60px;
    padding-left: 40px;
    opacity: 0;
    transform: translateY(30px);
    transition: all 0.8s ease; /* Slightly slower fade */
  }

  .timeline-step.active {
    opacity: 1;
    transform: translateY(0);
  }

  .step-circle {
    position: absolute;
    left: -4px;
    top: 0;
    width: 30px;
    height: 30px;
    background: #0a1f44;
    color: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    transition: transform 0.5s ease;
  }

  /* Enlarge circle on active */
  .timeline-step.active .step-circle {
    transform: scale(1.2);
  }  
  
.cta-section { background: #0a1f44; color: #fff; text-align: center; padding: 60px 20px; }

.cta-section .btn { margin-top: 15px; background-color: #FFDF00; color: #0a1f44; font-weight: 600; border: none; }

a { text-decoration: none; color: inherit; }
    
.reveal { opacity: 0; transform: translateY(50px); transition: all 0.6s ease; }

.reveal.active { opacity: 1; transform: translateY(0); }

:root {
  --navy: #0a1f44;
}

/* ===============================
   HEADER BASE  
================================= */

.site-header {
  width: 100%;
  z-index: 1100;
  padding: 10px 0;
  position: sticky;
  top: 0;
}

.header-wrapper {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 12px 20px;
}

/* LOGO */
.header-logo img {
  max-height: 70px;
}

.site-header .container-fluid {
  max-width: 1400px;
}

/* ===============================
   DESKTOP AREA
================================= */

.header-desktop {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex: 1;
  margin-left: 25px;
  min-width: 0;
}

@media (max-width: 767px) {
  .top-contact-bar {
    display: none;
  }
}

/* ===============================
   NAVIGATION
================================= */

.main-nav {
  display: flex;
  align-items: center;
  gap: 22px;
  margin-left: auto;
}

.main-nav a {
  text-decoration: none;
  color: #333;
  font-weight: 500;
  position: relative;
  transition: 0.3s;
  font-size: 1.05rem;
}

/* underline animation */
.main-nav a::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: -6px;
  width: 0;
  height: 2.5px;
  background: #0a1f44;
  transition: 0.3s;
  border-radius: 3px;
}

.main-nav a:hover {
  color: #0a1f44;
}

.main-nav a:hover::after {
  width: 100%;
}

/* ===============================
   DROPDOWN
================================= */

.nav-dropdown {
  position: relative;
}

.nav-dropdown-menu {
  position: absolute;
  top: 120%;
  left: 0;
  background: #fff;
  min-width: 220px;
  border-radius: 10px;
  box-shadow: 0 10px 25px rgba(0,0,0,0.12);
  opacity: 0;
  visibility: hidden;
  transform: translateY(10px);
  transition: 0.3s;
}

.nav-dropdown:hover .nav-dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.nav-dropdown-menu a {
  display: block;
  padding: 10px 16px;
  font-size: 14px;
}

.nav-dropdown-menu a:hover {
  background: #f5f7fa;
}

/* ===============================
   MOBILE TOGGLE
================================= */

.mobile-toggle {
  display: none;
  font-size: 22px;
  border: none;
  background: transparent;
}

/* ===============================
   TABLET FIX (MOST IMPORTANT)
================================= */

@media (max-width: 1280px) {

  .header-contact .email {
    max-width: 220px;
  }

  .main-nav {
    gap: 15px;
  }

  .main-nav a {
    font-size: 15px;
    font-weight: 550;
  }
  
  .nav-dropdown-menu a{
      font-size: 13px;
  }
}

@media (max-width: 1150px) {
  .header-contact .email {
    display: none;
  }
}

/* ===============================
   MOBILE
================================= */

@media (max-width: 991px) {

  .header-desktop {
    display: none;
  }

  .mobile-toggle {
    display: block;
  }
}

/* ===== Overlay Background ===== */
#mobileOverlay {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100vh;
  background: rgba(0,0,0,0.45);
  opacity: 0;
  visibility: hidden;
  transition: 0.35s ease;
  z-index: 1040;
}

#mobileOverlay.active {
  opacity: 1;
  visibility: visible;
}

/* ===== Mobile Nav Panel ===== */
.mobile-nav {
  position: fixed;
  top: 0;
  right: -100%;
  width: 82%;
  max-width: 340px;
  height: 100vh;
  background: #fff;
  padding: 90px 25px 30px;
  display: flex;
  flex-direction: column;
  overflow-y: auto;
  transition: right 0.4s ease;
  z-index: 1050;
  box-shadow: -5px 0 25px rgba(0,0,0,0.15);
}

.mobile-nav.active {
  right: 0;
}

/* Links */
.mobile-nav a {
  padding: 14px 0;
  font-size: 1.05rem;
  color: #333;
  text-decoration: none;
  border-bottom: 1px solid #eee;
  transition: all 0.3s ease;
}

.mobile-nav a:hover {
  background: #0a1f44;
  color: #fff;
  padding-left: 22px;
  border-radius: 6px;
}

/* ===== Dropdown ===== */
.mobile-dropdown-btn {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 14px 0;
  font-weight: 600;
  cursor: pointer;
  border-bottom: 1px solid #eee;
}

.mobile-dropdown-menu {
  max-height: 0;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  padding-left: 15px;
  transition: max-height 0.35s ease;
}

/* open state */
.mobile-dropdown.active .mobile-dropdown-menu {
  max-height: 300px;
}

.mobile-dropdown.active i {
  transform: rotate(360deg);
  transition: 0.3s;
}

/* Prevent desktop nav */
@media (max-width: 767px) {
  .d-md-flex {
    display: none !important;
  }
}

/* ================= TOP CONTACT BAR ================= */

.top-contact-bar {
  background: #0a1f44;
  color: #fff;
  font-size: 14px;
  padding: 8px 20px;
  transition: all 0.3s ease;
  position: relative; 
  z-index: 1100;
}

.top-contact-bar i {
  color: #d4af37;
}

.top-contact-bar .container-fluid {
  max-width: 1400px;
}

/* BLOG */

.blog-card img {
  height: 300px;
  /* object-fit: cover; */
}

.blog-btn {
  color: white;          /* text color */
  border: 1px solid var(--navy);  /* border */
  background: var(--navy); /* transparent background */
  transition: all 0.3s ease;
}

/* Hover effect */
.blog-btn:hover {
  background:   #fff;    /* fill background on hover */
  color: var(--navy);           /* text color changes */
  border-color: #fff;   /* border stays navy */
}

/* ========== RESPONSIVE GRID ========== */

/* Desktop / Large Laptops: 3 per row */
@media (min-width: 992px) {
  #blogContainer .blog-card {
    flex: 0 0 31%;
    max-width: 100%;
  }
}

/* Tablet: 2 per row */
@media (max-width: 991px) and (min-width: 768px) {
  #blogContainer .blog-card {
    flex: 0 0 48%;
    max-width: 100%;
  }
}

/* Mobile: 1 per row */
@media (max-width: 767px) {
  #blogContainer {
    gap: 10px;
  }
  #blogContainer .blog-card {
    flex: 0 0 100%;
    max-width: 100%;
  }
  .blog-card .blog-content {
    padding: 15px;
  }
  .blog-card img {
    max-height: 200px;
  }
}

.news-btn{
  background-color: var(--navy);
  color: #fff; 
}

/* Newsletter email input */
.newsletter-input {
  border: 2px solid #ccc;          /* subtle border */
  border-radius: 50px;             /* rounded corners */
  padding: 10px 20px;              /* inner spacing */
  transition: all 0.3s ease;       /* smooth animation */
  box-shadow: none;                /* remove default shadow */
}

/* Focus effect */
.newsletter-input:focus {
  border-color: navy;              /* border changes color */
  outline: none;                   /* remove default outline */
  box-shadow: 0 0 10px rgba(0, 0, 128, 0.2); /* soft glow */
}

/* Optional placeholder color */
.newsletter-input::placeholder {
  color: #888;
  opacity: 1; /* some browsers need this */
}


/* ===============================
   CONTACT SECTION
================================ */

#contact {
  padding: 80px 0;
}

.bg {
  background: #e8f4ff;
}

/* Limit content width for better readability */
#contact .container {
  max-width: 1100px;
}

/* Form styling */
.contact-input {
  height: 52px;
  border-radius: 8px;
  border: 1px solid #ddd;
  padding: 10px 14px;
  font-size: 15px;
  transition: all 0.25s ease;
}

.contact-input:focus {
  border-color: #0a1f44;
  box-shadow: 0 0 0 0.15rem rgba(10,31,68,0.15);
}

/* Submit button */
#contact .btn-primary {
  padding: 14px 30px;
  border-radius: 8px;
  font-weight: 600;
}

/* Map styling */
#contact iframe {
  width: 100%;
  height: 420px;
  border-radius: 12px;
}

/* Contact info spacing */
#contact p {
  font-size: 15px;
  margin-bottom: 10px;
}

/* @media (max-width: 992px) {

  #contact {
    padding: 70px 20px;
  }

  #contact h2 {
    font-size: 30px;
  }

  #contact iframe {
    height: 350px;
  }
  
} */

/* ===============================
   TABLET RESPONSIVE (768px – 1024px)
================================ */

@media (min-width:768px) and (max-width:1024px){

  #contact{
    padding:70px 30px;
    justify-content: center;
  }

  /* #contact .container{
    max-width:900px;
  } */
   #contact .container{
    max-width:90%; /* make container adapt to viewport */
    margin:0 auto; /* center the container */
  }

  #contact .row{
    display:flex;
    flex-wrap:wrap;
    gap:30px;
    justify-content:center; /* center the columns */
  }

  #contact .col-md-6{
    flex: 0 0 48%;
    max-width: 48%;
  }

  /* keep form + map side by side */
  /* #contact .row{
    display:flex;
    flex-wrap:wrap;
    gap:30px;
  } */

  /* #contact .col-md-6{
    flex:0 0 48%;
    max-width:48%;
  } */

  /* heading size balanced */
  #contact h2{
    font-size:28px;
  }

  #contact h5{
    font-size:16px;
  }

  /* inputs comfortable for tablets */
  .contact-input{
    height:50px;
    font-size:14px;
  }

  /* map slightly smaller */
  #contact iframe{
    height:340px;
  }

  /* button balanced */
  #contact .btn-primary{
    padding:12px 24px;
    font-size:15px;
  }

}

@media (max-width: 768px) {

  /* Stack form & map nicely */
  #contact .row {
    flex-direction: column;
  }

  /* Center headings */
  #contact h2,
  #contact h5 {
    text-align: center;
  }

  /* Inputs easier to tap */
  .contact-input {
    height: 50px;
    font-size: 14px;
  }

  /* Full-width button */
  #contact .btn-primary {
    width: 100%;
    font-size: 15px;
  }

  /* Map smaller */
  #contact iframe {
    height: 300px;
    margin-top: 20px;
  }

  /* Contact info centered */
  #contact p {
    text-align: center;
  }
}

@media (max-width: 480px) {

  #contact {
    padding: 60px 15px;
  }

  #contact h2 {
    font-size: 24px;
  }

  #contact h5 {
    font-size: 15px;
  }

  #contact iframe {
    height: 260px;
  }
}

/* ===================================
   BANK FOOTER
=================================== */

.bank-footer {
  background: #0a1f44;
  color: #cbd5e1;
  padding: 70px 0 0;
  font-size: 0.95rem;
}

.footer-logo {
  max-width: 180px;
  margin-bottom: 15px;
}

.footer-tagline {
  line-height: 1.6;
  color: #e2e8f0;
  margin-bottom: 20px;
}

/* Titles */
.footer-title {
  color: #ffffff;
  font-weight: 600;
  margin-bottom: 18px;
  position: relative;
  font-size: 16px;
}

.footer-title::after {
  content: "";
  width: 40px;
  height: 2px;
  background: #3b82f6;
  position: absolute;
  left: 0;
  bottom: -6px;
}

/* Links */
.footer-links {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer-links li {
  margin-bottom: 10px;
}

.footer-links a {
  color: #cbd5e1;
  text-decoration: none;
  transition: all 0.3s ease;
}

.footer-links a:hover {
  color: #ffffff;
  padding-left: 6px;
}

/* Social Icons */
.footer-social {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.footer-social a {
  display: inline-flex;
  width: 38px;
  height: 38px;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: rgba(255,255,255,0.1);
  color: #fff;
  transition: all 0.3s ease;
}

.footer-social a:hover {
  background: #3b82f6;
  transform: translateY(-4px);
}

/* Divider */
.footer-divider {
  border-color: rgba(255,255,255,0.15);
  margin: 15px 0;
}

/* Bottom Bar */
.footer-bottom {
  background: #081a36;
  padding: 18px 0;
  margin-top: 50px;
  font-size: 0.85rem;
}

.footer-bottom a {
  color: #cbd5e1;
  text-decoration: none;
}

.footer-bottom a:hover {
  color: #ffffff;
}

.footer-disclaimer {
  font-size: 13px;
  opacity: 0.85;
  margin-bottom: 12px;
}

@media(max-width:480px){
    .cta-content h2 { font-size:24px; }
    .cta-content p { font-size:14px; }
    .cta-buttons .btn-outline-light { padding:10px 20px; font-size:14px; }
}

@media (max-width: 992px) {

  .bank-footer {
    padding-top: 60px;
  }

  /* Better spacing between columns */
  .bank-footer .col-md-4,
  .bank-footer .col-md-3,
  .bank-footer .col-md-2 {
    margin-bottom: 25px;
  }

  .footer-logo {
    max-width: 160px;
  }
}

/* =====================================
   TABLET & SMALL LAPTOP (770px–1200px)
===================================== */

@media (min-width: 768px) and (max-width: 1200px) {

  /* Reduce footer padding */
  .bank-footer {
    padding-top: 55px;
  }

  /* Make footer grid 2 columns instead of 4 */
  .bank-footer .row > div {
    flex: 0 0 50%;
    max-width: 50%;
  }

  /* Add breathing space */
  .bank-footer .row > div {
    margin-bottom: 35px;
  }

  /* Reduce large heading size */
  .bank-footer h2 {
    font-size: 24px;
  }

  /* Improve text readability */
  .footer-tagline {
    font-size: 15px;
  }

  /* Align content nicely */
  .footer-title {
    font-size: 16px;
  }

  /* Prevent long email overflow */
  .bank-footer p {
    word-break: break-word;
  }

  /* Center social icons slightly */
  .footer-social {
    justify-content: flex-start;
  }
}

@media (max-width: 767px) {

  .bank-footer {
    text-align: center;
    padding-top: 50px;
  }

  /* Center underline */
  .footer-title::after {
    left: 50%;
    transform: translateX(-50%);
  }

  /* Center social icons */
  .footer-social {
    justify-content: center;
  }

  /* Reduce spacing */
  .footer-links li {
    margin-bottom: 8px;
  }

  /* Brand heading resize */
  .bank-footer h2 {
    font-size: 22px;
  }

  .footer-tagline {
    font-size: 14px;
  }

  /* Contact text alignment */
  .bank-footer p {
    text-align: center;
  }

  /* Bottom bar stack */
  .footer-bottom .container {
    text-align: center;
    gap: 10px;
  }
}

@media (max-width: 480px) {

  .bank-footer {
    font-size: 14px;
  }

  .footer-title {
    font-size: 15px;
  }

  .footer-logo {
    max-width: 140px;
  }

  .footer-social a {
    width: 34px;
    height: 34px;
  }
}