body { font-family: 'Arial', sans-serif; line-height: 1.6; color: #333; }
h1,h2,h3,h4,h5 { font-weight: 600; color: #0a1f44; }
.accent-color { color: #0a1f44; }
a { text-decoration: none; color: inherit; }

/* Hero Section */
/* .hero { background: url('images/home-hero.jpg') no-repeat center center/cover; color: white; padding: 120px 0; text-align: center; } */
.hero h1 { font-size: 3rem; margin-bottom: 20px; }
.hero p { font-size: 1.2rem; margin-bottom: 15px; }
.hero .btn { margin: 5px; padding: 12px 25px; font-size: 1rem; }

.section { padding:80px 20px; max-width:1100px; margin:auto; }

.light-bg { background:#eef2f7; }

.section-gap {
  padding: 80px 0;
}

@media (max-width: 768px) {
  .section-gap {
    padding: 50px 0;
  }
}

/* ===============================
   HEADER BASE
================================= */

.site-header {
  width: 100%;
  z-index: 999;
  padding: 10px 0;
}

.header-wrapper {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 12px 20px;
}

/* LOGO */
.header-logo img {
  max-height: 70px;
}

.site-header .container-fluid {
  max-width: 1400px;
}

/* ===============================
   DESKTOP AREA
================================= */

.header-desktop {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex: 1;
  margin-left: 25px;
  min-width: 0;
}

/* .header-contact {
  display: flex;
  gap: 18px;
  font-size: 14px;
  color: #444;
  min-width: 0;
}

.header-contact span {
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
}

.header-contact i {
  margin-right: 6px;
  color: #0a1f44;
} */

@media (max-width: 767px) {
  .top-contact-bar {
    display: none;
  }
}

/* ===============================
   NAVIGATION
================================= */

.main-nav {
  display: flex;
  align-items: center;
  gap: 22px;
  margin-left: auto;
}

.main-nav a {
  text-decoration: none;
  color: #333;
  font-weight: 500;
  position: relative;
  transition: 0.3s;
  font-size: 1.05rem;
}

/* underline animation */
.main-nav a::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: -6px;
  width: 0;
  height: 2.5px;
  background: #0a1f44;
  transition: 0.3s;
  border-radius: 3px;
}

.main-nav a:hover {
  color: #0a1f44;
}

.main-nav a:hover::after {
  width: 100%;
}

/* ===============================
   DROPDOWN
================================= */

.nav-dropdown {
  position: relative;
}

.nav-dropdown-menu {
  position: absolute;
  top: 120%;
  left: 0;
  background: #fff;
  min-width: 220px;
  border-radius: 10px;
  box-shadow: 0 10px 25px rgba(0,0,0,0.12);
  opacity: 0;
  visibility: hidden;
  transform: translateY(10px);
  transition: 0.3s;
}

.nav-dropdown:hover .nav-dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.nav-dropdown-menu a {
  display: block;
  padding: 10px 16px;
  font-size: 14px;
}

.nav-dropdown-menu a:hover {
  background: #f5f7fa;
}

/* ===============================
   MOBILE TOGGLE
================================= */

.mobile-toggle {
  display: none;
  font-size: 22px;
  border: none;
  background: transparent;
}

/* ===============================
   TABLET FIX (MOST IMPORTANT)
================================= */

@media (max-width: 1280px) {

  .header-contact .email {
    max-width: 220px;
  }

  .main-nav {
    gap: 15px;
  }

  .main-nav a {
    font-size: 15px;
    font-weight: 550;
  }
  
  .nav-dropdown-menu a{
      font-size: 13px;
  }
}

@media (max-width: 1150px) {
  .header-contact .email {
    display: none;
  }
}

/* ===============================
   MOBILE
================================= */

@media (max-width: 991px) {

  .header-desktop {
    display: none;
  }

  .mobile-toggle {
    display: block;
  }
}

/* ===== Overlay Background ===== */
#mobileOverlay {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100vh;
  background: rgba(0,0,0,0.45);
  opacity: 0;
  visibility: hidden;
  transition: 0.35s ease;
  z-index: 1040;
}

#mobileOverlay.active {
  opacity: 1;
  visibility: visible;
}

/* ===== Mobile Nav Panel ===== */
.mobile-nav {
  position: fixed;
  top: 0;
  right: -100%;
  width: 82%;
  max-width: 340px;
  height: 100vh;
  background: #fff;
  padding: 90px 25px 30px;
  display: flex;
  flex-direction: column;
  overflow-y: auto;
  transition: right 0.4s ease;
  z-index: 1050;
  box-shadow: -5px 0 25px rgba(0,0,0,0.15);
}

.mobile-nav.active {
  right: 0;
}

/* Links */
.mobile-nav a {
  padding: 14px 0;
  font-size: 1.05rem;
  color: #333;
  text-decoration: none;
  border-bottom: 1px solid #eee;
  transition: all 0.3s ease;
}

.mobile-nav a:hover {
  background: #0a1f44;
  color: #fff;
  padding-left: 22px;
  border-radius: 6px;
}

/* ===== Dropdown ===== */
.mobile-dropdown-btn {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 14px 0;
  font-weight: 600;
  cursor: pointer;
  border-bottom: 1px solid #eee;
}

.mobile-dropdown-menu {
  max-height: 0;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  padding-left: 15px;
  transition: max-height 0.35s ease;
}

/* open state */
.mobile-dropdown.active .mobile-dropdown-menu {
  max-height: 300px;
}

.mobile-dropdown.active i {
  transform: rotate(360deg);
  transition: 0.3s;
}

/* Prevent desktop nav */
@media (max-width: 767px) {
  .d-md-flex {
    display: none !important;
  }
}

/* ================= TOP CONTACT BAR ================= */

.top-contact-bar {
  background: #0a1f44;
  color: #fff;
  font-size: 14px;
  padding: 8px 20px;
  transition: all 0.3s ease;
  position: relative; 
  z-index: 1100;
}

.top-contact-bar i {
  color: #d4af37;
}

.top-contact-bar .container-fluid {
  max-width: 1400px;
}

.reveal {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.8s ease, transform 0.8s ease;
  will-change: transform, opacity;
}

/* When visible */
.reveal.active {
  opacity: 1;
  transform: translateY(0);
}

#backToTop {
  display: none; /* Hidden by default */
  position: fixed;
  bottom: 30px;
  right: 30px;
  z-index: 99;
  font-size: 18px;
  border: none;
  outline: none;
  background-color: #0a1f44;
  color: white;
  cursor: pointer;
  padding: 10px 16px;
  border-radius: 50%;
  transition: background-color 0.3s;
}

#backToTop:hover {
  background-color: #555;
}

/* ================= VIDEO HERO ================= */

.video-hero {
  position: relative;
  min-height: 90vh;
  display: flex;
  justify-content: center;
  align-items: center;
  overflow: hidden;
  text-align: center;
}

/* Background Video */
.hero-video {
  position: absolute;
  top: 50%;
  left: 50%;
  width: 100%;
  height: 100%;
  object-fit: cover;
  transform: translate(-50%, -50%);
  z-index: 1;
}

/* Overlay */
.video-overlay {
  position: absolute;
  inset: 0;
  background: rgba(10,31,68,0.15); 
  z-index: 2;
}

/* Content Layer */
.hero-container {
  position: relative;
  z-index: 3;
}

/* CENTER CONTENT */
.hero-center {
  max-width: 750px;
  margin: auto;
}

/* TEXT */
.hero-center h1 {
  font-size: 52px;
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: 20px;
  color: white;
}

.hero-center p {
  font-size: 18px;
  opacity: 0.95;
}

.hero-proof {
  color: #eeb805;
  font-weight: 600;
}

/* BUTTON */
.hero-btn {
  margin-top: 20px;
  padding: 14px 30px;
  border-radius: 6px;
  background-color: #a57c3f;
  border: #a57c3f;
}

/* ================= RESPONSIVE ================= */

@media (max-width: 1200px) {
  .hero-center h1 {
    font-size: 42px;
  }
}

@media (max-width: 991px) {
  .hero-center h1 {
    font-size: 32px;
  }

  .hero-center p {
    font-size: 16px;
  }
}

@media (max-width: 576px) {

  .video-hero {
    min-height: 75vh;
    padding: 60px 15px;
  }

  .hero-center h1 {
    font-size: 24px;
  }

  .hero-btn {
    width: 100%;
  }
}
.trust-bar {
  background:#0a1f44; color:white;
  padding:20px 0;
}

.trust-container {
  display:flex; justify-content:space-around;
  max-width:1100px; margin:auto;
  flex-wrap:wrap; gap:15px;
}

/* ================= FEATURES SECTION ================= */

.features {
  padding: 80px 0;
  background: #e8f4ff;
  overflow: hidden;
}

.features h2 {
  font-weight: 700;
}

.section-underline {
  width: 70px;
  height: 4px;
  background: #0a1f44;
  margin: 15px auto 40px;
  border-radius: 2px;
}

/* ================= SWIPER ================= */

.features-swiper {
  padding: 20px 5px 70px;
}

/* Equal height slides */
.swiper-slide {
  height: auto;
  display: flex;
}

.feature-card {
  width: 100%;
  height: 100%;
  border-radius: 14px;
  background: #fff;
  border: 2px solid transparent;
  transition: all 0.35s ease;
  padding: 35px 25px;
}

/* Hover effect */
.feature-card:hover {
  border-color: #0a1f44;
  box-shadow:
    0 0 0 4px rgba(10,31,68,0.08),
    0 14px 35px rgba(10,31,68,0.25);
  transform: translateY(-6px);
}

/* Icon */
.feature-card i {
  font-size: 2.3rem;
  color: #0a1f44;
  transition: transform 0.3s ease;
}

.feature-card:hover i {
  transform: scale(1.15);
}

/* ================= NAVIGATION ARROWS ================= */

.swiper-button-next,
.swiper-button-prev {
  color: #0a1f44;
  width: 44px;
  height: 44px;
}

.swiper-button-next::after,
.swiper-button-prev::after {
  font-size: 20px;
  font-weight: bold;
}

/* Position arrows properly */
.swiper-button-prev {
  left: -5px;
}

.swiper-button-next {
  right: -5px;
}

/* ================= RESPONSIVE ================= */

/* Large screens */
@media (min-width: 1400px) {
  .features {
    padding: 100px 0;
  }
}

/* Laptop */
@media (max-width: 1200px) {
  .feature-card {
    padding: 30px 20px;
  }
}

/* Tablet */
@media (max-width: 991px) {

  .features {
    padding: 70px 0;
  }

  .feature-card h5 {
    font-size: 1.1rem;
  }

  .feature-card p {
    font-size: 14px;
  }

  .swiper-button-next,
  .swiper-button-prev {
    display: none; /* cleaner tablet UX */
  }
}

/* Mobile */
@media (max-width: 576px) {

  .features {
    padding: 55px 0;
  }

  .feature-card {
    padding: 25px 18px;
  }

  .feature-card i {
    font-size: 2rem;
  }

  .features h2 {
    font-size: 24px;
  }
}

/* ================= LOAN TYPES SECTION ================= */

.loan-types {
  padding: 80px 0;
  background: #ffffff;
  text-align: center;
  overflow: hidden;
}

/* Title spacing */
.section-title {
  font-weight: 700;
}

.section-subtitle {
  color: #6c757d;
}

/* underline */
.section-underline {
  width: 70px;
  height: 4px;
  background: #0a1f44;
  margin: 15px auto 40px;
  border-radius: 2px;
}

/* ================= CARD ================= */

.loan-type-card {
  background: #fff;
  border-radius: 14px;
  padding: 35px 25px;
  height: 100%;
  transition: all 0.35s ease;
  box-shadow: 0 10px 25px rgba(0,0,0,0.05);
  display: flex;
  flex-direction: column;
  justify-content: center;
}

/* Icon */
.loan-type-card i {
  font-size: 2.5rem;
  color: #0a1f44;
  margin-bottom: 15px;
}

/* Hover */
.loan-type-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 20px 40px rgba(10,31,68,0.18);
}

/* Text */
.loan-type-card h5 {
  font-weight: 600;
  margin-bottom: 10px;
}

.loan-type-card p {
  font-size: 15px;
  color: #6c757d;
}

/* ================= RESPONSIVE ================= */

/* Large screens */
@media (min-width: 1400px) {
  .loan-types {
    padding: 100px 0;
  }
}

/* Laptop */
@media (max-width: 1200px) {
  .loan-type-card {
    padding: 30px 22px;
  }
}

/* Tablet */
@media (max-width: 991px) {

  .loan-types {
    padding: 70px 0;
  }

  .loan-type-card i {
    font-size: 2.2rem;
  }

  .loan-type-card h5 {
    font-size: 1.1rem;
  }
}

/* Mobile */
@media (max-width: 576px) {

  .loan-types {
    padding: 55px 15px;
  }

  .section-title {
    font-size: 24px;
  }

  .section-subtitle {
    font-size: 14px;
  }

  .loan-type-card {
    padding: 25px 18px;
  }

  .loan-type-card i {
    font-size: 2rem;
  }

  .loan-type-card p {
    font-size: 14px;
  }
}

/* ===============================
   BROKERAGE SECTION
================================= */

.brokerage-section {
  background: linear-gradient(180deg,#ffffff,#e8f4ff);
}

/* Card Grid */
.card-container {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

/* Card */
.card-container .card {
  border: none;
  padding: 35px 25px;
  text-align: center;
  border-radius: 14px;
  background: #fff;
  box-shadow: 0 10px 25px rgba(0,0,0,0.06);
  transition: all 0.35s ease;
  height: 100%;
}

.card-container .card i {
  font-size: 40px;
  color: #0a1f44;
  margin-bottom: 18px;
}

.card-container .card h5 {
  font-weight: 600;
  margin-bottom: 10px;
  color: #0a1f44;
}

.card-container .card p {
  color: #6b7280;
  font-size: 15px;
}

/* Hover */
.card-container .card:hover {
  transform: translateY(-10px);
  box-shadow: 0 20px 45px rgba(10,31,68,0.15);
}

/* Large Laptops (1200–1399px) */
@media (max-width: 1399px) {
  .card-container {
    gap: 26px;
  }
}


/* Small Laptops / Large Tablets (992–1199px) */
@media (max-width: 1199px) {
  .card-container {
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
  }
}


/* Tablets Portrait (768–991px) */
@media (max-width: 991px) {
  .card-container {
    grid-template-columns: repeat(2, 1fr);
    gap: 22px;
  }

  .card-container .card {
    padding: 26px 20px;
  }
}


/* Large Mobiles (576–767px) */
@media (max-width: 767px) {
  .card-container {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .card-container .card {
    padding: 24px 18px;
  }
}


/* Small Mobiles (≤575px) */
@media (max-width: 575px) {
  .card-container {
    gap: 18px;
  }

  .card-container .card {
    padding: 22px 16px;
    border-radius: 12px;
  }

  .card-container .card i {
    font-size: 32px;
  }

  .card-container .card h5 {
    font-size: 18px;
  }

  .card-container .card p {
    font-size: 14px;
  }
}

/* ===============================
   DOCUMENTATION SECTION
================================= */

.documentation-section {
  background: #ffffff;
}

/* Grid Layout */
.doc-container {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

/* Card Style */
.doc-card {
  background: #e8f4ff;
  border-radius: 14px;
  padding: 30px 25px;
  text-align: center;
  transition: all 0.35s ease;
  border: 1px solid rgba(10,31,68,0.06);
  height: 100%;
}

.doc-card i {
  font-size: 34px;
  color: #0a1f44;
  margin-bottom: 15px;
}

.doc-card h5 {
  font-weight: 600;
  color: #0a1f44;
  margin-bottom: 10px;
}

.doc-card p {
  font-size: 15px;
  color: #6b7280;
  line-height: 1.6;
}

/* Hover */
.doc-card:hover {
  transform: translateY(-8px);
  background: #ffffff;
  box-shadow: 0 18px 40px rgba(10,31,68,0.12);
}

/* Large Tablet */
@media (max-width: 1200px) {
  .doc-container {
    grid-template-columns: repeat(2, 1fr);
  }
}

/* Mobile */
@media (max-width: 768px) {
  .doc-container {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .doc-card {
    padding: 25px 20px;
  }
}

/* =========================
   LOAN PROCESS SECTION
========================= */
.loan-process {
  background: #e8f4ff;
  padding: 80px 0;
}

.section-title {
  text-align: center;
  font-weight: 700;
  margin-bottom: 8px;
}

.section-subtitle {
  text-align: center;
  color: #666;
  margin-bottom: 60px;
}

/* =========================
   TIMELINE WRAPPER
========================= */
.timeline-wrapper {
  position: relative;
  max-width: 1100px;
  margin: auto;
  padding: 20px 0;
}

/* Horizontal Line */
.timeline-line {
  position: absolute;
  top: 40px;
  left: 0;
  width: 100%;
  height: 4px;
  background: #ddd;
  border-radius: 4px;
  overflow: hidden;
}

.timeline-progress {
  position: absolute;
  height: 100%;
  width: 0%;
  background: linear-gradient(90deg, #0a1f44, #1cc7a0);
  transition: width 1.6s ease-in-out;
}

/* =========================
   STEPS (DESKTOP)
========================= */
.timeline-steps {
  display: flex;
  justify-content: space-between;
  position: relative;
  gap: 15px;
}

.timeline-step {
  text-align: center;
  flex: 1;
  opacity: 0.6;
  transition: 0.4s ease;
}

.timeline-step.active {
  opacity: 1;
}

/* Circle */
.step-circle {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: #fff;
  border: 3px solid #0a1f44;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  color: #0a1f44;
  margin: 0 auto 15px;
  transition: all 0.35s ease;
}

/* Pulse Effect */
.timeline-step.pulse .step-circle {
  background: #0a1f44;
  color: #fff;
  transform: scale(1.25);
  box-shadow: 0 14px 30px rgba(10,31,68,0.3);
}

/* Text */
.timeline-step h6 {
  font-weight: 600;
  margin-bottom: 6px;
  font-size: 16px;
}

.timeline-step p {
  font-size: 14px;
  color: #666;
  max-width: 180px;
  margin: auto;
}

/* =========================
   TABLET RESPONSIVE
========================= */
@media (max-width: 992px) {

  .timeline-step p {
    font-size: 13px;
    max-width: 150px;
  }

  .step-circle {
    width: 48px;
    height: 48px;
    font-size: 14px;
  }
}

/* =========================
   MOBILE — CLEAN CENTERED TIMELINE
========================= */
@media (max-width: 768px) {

  .timeline-line {
    display: none;
  }

  .timeline-steps {
    flex-direction: column;
    align-items: center;
    gap: 45px;
  }

  .timeline-step {
    width: 100%;
    max-width: 320px;
    text-align: center;
    opacity: 1;
    position: relative;
  }

  /* Vertical connector line */
  /* .timeline-step::after {
    content: "";
    position: absolute;
    left: 50%;
    top: 100px;
    transform: translateX(-50%);
    width: 5px;
    height: 50px;
    background: #0a1f44;
    border-radius: 5px;
  } */

  /* Remove line for last step */
  .timeline-step:last-child::after {
    display: none;
  }

  .step-circle {
    margin: 0 auto 15px;
  }

  .timeline-step h6 {
    margin-bottom: 6px;
    font-size: 16px;
  }

  .timeline-step p {
    font-size: 14px;
    max-width: 260px;
    margin: auto;
    line-height: 1.6;
  }
}

/* =========================
   SMALL MOBILE
========================= */
@media (max-width: 480px) {

  .loan-process {
    padding: 60px 0;
  }

  .step-circle {
    width: 42px;
    height: 42px;
    font-size: 13px;
  }

  .timeline-step h6 {
    font-size: 15px;
  }

  .timeline-step p {
    font-size: 13px;
  }
}

.section-underline {
  width: 80px;
  height: 3px;
  background: linear-gradient(90deg, navy, #3b82f6);
  margin: 0 auto 40px;
  border-radius: 4px;
  position: relative;
  overflow: hidden;
}

.section-underline::after {
  content: "";
  position: absolute;
  width: 30px;
  height: 100%;
  background: rgba(255,255,255,0.6);
  left: -30px;
  animation: underline-shine 3s infinite;
}

@keyframes underline-shine {
  0% { left: -30px; }
  100% { left: 100%; }
}
    
/* Partners */

/* .partners img { max-height: 70px; margin: 0 20px; } */

/* =========================
   FAQ SECTION BASE
========================= */
.faq {
  padding: 80px 0;
  background: white;
}

.faq .accordion-item {
  border: none;
  margin-bottom: 18px;
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 8px 22px rgba(0,0,0,0.05);
}

.faq .accordion-button {
  font-weight: 600;
  font-size: 17px;
  padding: 18px 22px;
  background: #ffffff;
  color: #0a1f44;
}

.faq .accordion-button:not(.collapsed) {
  background: #0a1f44;
  color: #fff;
}

.faq .accordion-button:focus {
  box-shadow: none;
}

.faq .accordion-body {
  font-size: 15px;
  line-height: 1.7;
  color: #555;
  padding: 20px 22px;
}

/* smooth animation feel */
.accordion-collapse {
  transition: all 0.35s ease;
}

/* =========================
   MOBILE RESPONSIVE
========================= */
@media (max-width: 768px) {

  .faq {
    padding: 60px 15px;
  }

  .faq h2 {
    font-size: 24px;
    line-height: 1.3;
  }

  .faq .accordion-button {
    font-size: 15px;
    padding: 16px;
  }

  .faq .accordion-body {
    font-size: 14px;
    padding: 16px;
  }

  /* Better touch spacing */
  .faq .accordion-item {
    margin-bottom: 14px;
  }

}

@media (max-width: 480px) {

  .faq h2 {
    font-size: 22px;
  }

  .faq .accordion-button {
    font-size: 14px;
  }

  .faq .accordion-body {
    font-size: 13.5px;
  }

}

/* =========================
   CTA SECTION
========================= */

.cta-section {
  background: #0a1f44;
  color: white;
  padding: 80px 0;
  text-align: center;
}

.cta-section .container {
  max-width: 900px;   /* keeps content centered & readable */
}

/* Heading */
.cta-section h2 {
  color: #FFDF00;
  font-weight: 700;
  font-size: 36px;
  margin-bottom: 18px;
}

/* Description */
.cta-section p {
  font-size: 18px;
  line-height: 1.7;
  margin-bottom: 30px;
  opacity: 0.95;
}

/* Button */
.cta-section .btn {
  padding: 14px 32px;
  font-size: 17px;
  font-weight: 600;
  border-radius: 8px;
  transition: all 0.3s ease;
}

.cta-section .btn:hover {
  transform: translateY(-3px);
  box-shadow: 0 10px 25px rgba(0,0,0,0.25);
}

@media (max-width: 992px) {

  .cta-section {
    padding: 70px 20px;
  }

  .cta-section h2 {
    font-size: 30px;
  }

  .cta-section p {
    font-size: 16px;
  }
}

@media (max-width: 768px) {

  .cta-section {
    padding: 60px 18px;
  }

  .cta-section h2 {
    font-size: 26px;
    line-height: 1.3;
  }

  .cta-section p {
    font-size: 15px;
    margin-bottom: 24px;
  }

  .cta-section .btn {
    width: 100%;          /* full-width CTA = higher conversion */
    max-width: 320px;
    font-size: 15px;
    padding: 14px 20px;
  }
}

@media (max-width: 480px) {

  .cta-section h2 {
    font-size: 22px;
  }

  .cta-section p {
    font-size: 14px;
  }
}

/* ===============================
   CONTACT SECTION
================================ */

#contact {
  padding: 80px 0;
}

/* Limit content width for better readability */
.bg {
  background: #e8f4ff;
}

/* Form styling */
.contact-input {
  height: 52px;
  border-radius: 8px;
  border: 1px solid #ddd;
  padding: 10px 14px;
  font-size: 15px;
  transition: all 0.25s ease;
}

.contact-input:focus {
  border-color: #0a1f44;
  box-shadow: 0 0 0 0.15rem rgba(10,31,68,0.15);
}

/* Submit button */
#contact .btn-primary {
  padding: 14px 30px;
  border-radius: 8px;
  font-weight: 600;
}

/* Map styling */
#contact iframe {
  width: 100%;
  height: 420px;
  border-radius: 12px;
}

/* Contact info spacing */
#contact p {
  font-size: 15px;
  margin-bottom: 10px;
}

@media (max-width: 992px) {

  #contact {
    padding: 70px 20px;
  }

  #contact h2 {
    font-size: 30px;
  }

  #contact iframe {
    height: 350px;
  }
}

@media (max-width: 768px) {

  /* Stack form & map nicely */
  #contact .row {
    flex-direction: column;
  }

  /* Center headings */
  #contact h2,
  #contact h5 {
    text-align: center;
  }

  /* Inputs easier to tap */
  .contact-input {
    height: 50px;
    font-size: 14px;
  }

  /* Full-width button */
  #contact .btn-primary {
    width: 100%;
    font-size: 15px;
  }

  /* Map smaller */
  #contact iframe {
    height: 300px;
    margin-top: 20px;
  }

  /* Contact info centered */
  #contact p {
    text-align: center;
  }
}

@media (max-width: 480px) {

  #contact {
    padding: 60px 15px;
  }

  #contact h2 {
    font-size: 24px;
  }

  #contact h5 {
    font-size: 15px;
  }

  #contact iframe {
    height: 260px;
  }
}

/* ===================================
   BANK FOOTER
=================================== */

.bank-footer {
  background: #0a1f44;
  color: #cbd5e1;
  padding: 70px 0 0;
  font-size: 0.95rem;
}

.footer-logo {
  max-width: 180px;
  margin-bottom: 15px;
}

.footer-tagline {
  line-height: 1.6;
  color: #e2e8f0;
  margin-bottom: 20px;
}

/* Titles */
.footer-title {
  color: #ffffff;
  font-weight: 600;
  margin-bottom: 18px;
  position: relative;
  font-size: 16px;
}

.footer-title::after {
  content: "";
  width: 40px;
  height: 2px;
  background: #3b82f6;
  position: absolute;
  left: 0;
  bottom: -6px;
}

/* Links */
.footer-links {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer-links li {
  margin-bottom: 10px;
}

.footer-links a {
  color: #cbd5e1;
  text-decoration: none;
  transition: all 0.3s ease;
}

.footer-links a:hover {
  color: #ffffff;
  padding-left: 6px;
}

/* Social Icons */
.footer-social {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.footer-social a {
  display: inline-flex;
  width: 38px;
  height: 38px;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: rgba(255,255,255,0.1);
  color: #fff;
  transition: all 0.3s ease;
}

.footer-social a:hover {
  background: #3b82f6;
  transform: translateY(-4px);
}

/* Divider */
.footer-divider {
  border-color: rgba(255,255,255,0.15);
  margin: 15px 0;
}

/* Bottom Bar */
.footer-bottom {
  background: #081a36;
  padding: 18px 0;
  margin-top: 50px;
  font-size: 0.85rem;
}

.footer-bottom a {
  color: #cbd5e1;
  text-decoration: none;
}

.footer-bottom a:hover {
  color: #ffffff;
}

.footer-disclaimer {
  font-size: 13px;
  opacity: 0.85;
  margin-bottom: 12px;
}

@media (max-width: 992px) {

  .bank-footer {
    padding-top: 60px;
  }

  /* Better spacing between columns */
  .bank-footer .col-md-4,
  .bank-footer .col-md-3,
  .bank-footer .col-md-2 {
    margin-bottom: 25px;
  }

  .footer-logo {
    max-width: 160px;
  }
}

/* =====================================
   TABLET & SMALL LAPTOP (770px–1200px)
===================================== */

@media (min-width: 768px) and (max-width: 1200px) {

  /* Reduce footer padding */
  .bank-footer {
    padding-top: 55px;
  }

  /* Make footer grid 2 columns instead of 4 */
  .bank-footer .row > div {
    flex: 0 0 50%;
    max-width: 50%;
  }

  /* Add breathing space */
  .bank-footer .row > div {
    margin-bottom: 35px;
  }

  /* Reduce large heading size */
  .bank-footer h2 {
    font-size: 24px;
  }

  /* Improve text readability */
  .footer-tagline {
    font-size: 15px;
  }

  /* Align content nicely */
  .footer-title {
    font-size: 16px;
  }

  /* Prevent long email overflow */
  .bank-footer p {
    word-break: break-word;
  }

  /* Center social icons slightly */
  .footer-social {
    justify-content: flex-start;
  }
}

@media (max-width: 767px) {

  .bank-footer {
    text-align: center;
    padding-top: 50px;
  }

  /* Center underline */
  .footer-title::after {
    left: 50%;
    transform: translateX(-50%);
  }

  /* Center social icons */
  .footer-social {
    justify-content: center;
  }

  /* Reduce spacing */
  .footer-links li {
    margin-bottom: 8px;
  }

  /* Brand heading resize */
  .bank-footer h2 {
    font-size: 22px;
  }

  .footer-tagline {
    font-size: 14px;
  }

  /* Contact text alignment */
  .bank-footer p {
    text-align: center;
  }

  /* Bottom bar stack */
  .footer-bottom .container {
    text-align: center;
    gap: 10px;
  }
}

@media (max-width: 480px) {

  .bank-footer {
    font-size: 14px;
  }

  .footer-title {
    font-size: 15px;
  }

  .footer-logo {
    max-width: 140px;
  }

  .footer-social a {
    width: 34px;
    height: 34px;
  }
}